White Edges Advisory Pty Ltd (White Edges Advisory, we, us, our) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

The types of personal information we collect may include:

• Identity Information – Name, job title, date of birth, employer details.
• Contact Information – Email address, phone number, mailing address.
• Financial Information – Bank details, payment information.
• Regulatory Information – Information required to comply with legal and regulatory obligations.
• Website and Digital Data – IP address, browser type, website usage statistics (via cookies and analytics tools).

We may also collect sensitive information (such as information about your membership in a professional association or health-related data) but only where necessary and with your consent, or as required by law.

We collect personal information through:

• Direct interactions (e.g., when you contact us, request services, or provide feedback).
• Third parties (e.g., referrals, business contacts, regulators, or publicly available sources).
• Website interactions (e.g., online forms, cookies, analytics tracking).

You can opt out of providing certain personal information, but this may impact our ability to provide services to you.

We use personal information to:

• Provide legal, risk management and compliance advisory services.
• Communicate with you regarding our services and business updates.
• Manage our legal and regulatory obligations.
• Improve our website and customer experience.
• Market our services (unless you opt out).
• Conduct internal business operations, such as training and compliance monitoring.

We will not sell or rent your personal information to third parties.

We may disclose your personal information to:

• Service providers (e.g., IT providers, accountants, cloud storage providers).
• Government agencies and regulators (e.g., Australian Prudential Regulation Authority (APRA), Australian Securities and Investments Commission (ASIC), Australian Taxation Office (ATO), or other relevant authorities).
• Professional advisors (e.g., lawyers, auditors).
• Other parties as required or permitted by law.

If we need to transfer your personal information overseas, we will take reasonable steps to ensure appropriate data protection measures are in place.

We store personal information in secure electronic and physical storage systems. Measures to protect your information include:

• Secure cloud storage and encryption.
• Access controls and confidentiality agreements.
• Cybersecurity measures, such as firewalls and multi-factor authentication.

While we take reasonable steps to secure your data, no system is entirely immune from risk. If we experience a data breach, we will comply with the Notifiable Data Breach (NDB) scheme under the Privacy Act.

You may request access to personal information we hold about you. We will provide access unless there is a legal reason to withhold it.If your information is incorrect, outdated, or incomplete, you may request a correction. We will respond within a reasonable timeframe.To request access or corrections, contact us at: 

Privacy Officer, White Edges Advisory Pty Ltd PO Box 179, Double Bay 1360 Email: ruth@whiteedges.com

When you visit our website, we may collect data through cookies and analytics tools, including:

• Your IP address and browsing behavior.
• Time spent on pages and content interactions.

You can adjust your browser settings to refuse cookies, but this may affect website functionality.

We may use your personal information to send you updates, newsletters, or information about our services. You can opt out of marketing communications at any time by using the "unsubscribe" link or by contacting us directly.

If you believe we have breached the APPs or mishandled your personal information, you can lodge a complaint with our Privacy Officer. We will investigate and respond within a reasonable timeframe.
If you are not satisfied with our response, you may escalate the complaint to the Office of the Australian Information Commissioner (OAIC):

• Website: www.oaic.gov.au
• Phone: 1300 363 992
• Email: enquiries@oaic.gov.au

We may update this policy from time to time. Any changes will be posted on our website with an updated effective date.

Effective Date: 13  March 2025